What are the Different Types of Coverage Offered by Ambetter Health Insurance?

Types of Coverage by Ambetter Health Insurance

1. Health Maintenance Organization (HMO) Plans: These plans require members to choose a primary care physician and get referrals to see specialists. They usually offer lower out-of-pocket costs.

2. Preferred Provider Organization (PPO) Plans: PPO plans give members the flexibility to see any healthcare provider, but they offer lower costs when using in-network providers.

3. High Deductible Health Plans (HDHP): HDHPs have higher deductibles but lower monthly premiums. They are often paired with Health Savings Accounts (HSAs) for tax benefits.

4. Exclusive Provider Organization (EPO) Plans: EPO plans only cover care from in-network providers, except in emergencies. They typically don't require referrals to see specialists.

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